Terms And Conditions
Effective Date: 03/10/2025
Welcome to www.arkainsure.ph (the “Site”), the official online platform of ARKA Insurance Agency. By accessing and using this Site, you agree to comply with the terms and conditions outlined below. If you do not agree with any part of these terms, please refrain from using our Site and Services.
1. General Use
This Site provides information on insurance products and services offered by ARKA Insurance Agency in partnership with top insurance providers in the Philippines. The information available is for general knowledge and should not be considered as financial, legal, or professional advice. Your continued use of the Site indicates your acceptance of these terms.
2. Services Offered
ARKA Insurance Agency facilitates the acquisition of insurance policies, including life, non-life, and soon, memorial life plans. We are not an insurance underwriter but act as an intermediary connecting clients with insurance providers. Any quotes or premium estimates presented on the Site are non-binding and subject to the final assessment by the respective insurance companies.
3. Account Registration
To access certain features of the Site, you may be required to register an account. You must provide accurate information and maintain the confidentiality of your account credentials. Any activity occurring under your account is your responsibility.
4. Privacy and Data Protection
We collect and process personal data in accordance with our Privacy Policy. By using the Site, you consent to the collection and use of your personal information for service-related purposes.
5. Intellectual Property
All content on this Site, including text, images, logos, and other materials, is owned by ARKA Insurance Agency or licensed for use. You may not reproduce, distribute, or modify any content without prior written consent.
6. Limitation of Liability
ARKA Insurance Agency provides this Site “as is” and does not guarantee uninterrupted or error-free service. We are not liable for any damages arising from your use of the Site or reliance on its content. Any disputes regarding insurance policies must be addressed directly with the respective insurance provider.
7. Third-Party Links
The Site may contain links to third-party websites. ARKA Insurance Agency is not responsible for the content, policies, or practices of external sites. Users should review third-party terms before engaging with their services.
8. Termination of Use
We reserve the right to suspend or terminate access to our Site and Services at any time, with or without notice, if we determine a violation of these Terms has occurred.
9. Governing Law
These Terms and Conditions are governed by the laws of the Philippines. Any disputes shall be resolved exclusively by the appropriate courts in Laguna, Philippines.