About PhilPlans

"To be the trusted partner of Filipinos in their financial journey as they prepare for their future financial needs."

For years, PhilPlans has been a trusted name in the pre-need industry, offering comprehensive Memorial, Pension, and Education Plans to its ever-growing clientele. We have an unwavering commitment to being more than just a pre-need company; we are a trusted companion on life's unpredictable path.

The mission of PhilPlans is to be the pre-need plan provider of choice. It upholds this goal by emphasizing reliability, commitment, and compassionate service. It is not simply in the business of offering various financial plans, but in offering peace of mind and long-term solutions to its clients.

We are driven by a heartfelt desire to make a positive impact on people’s lives. We care because we understand that behind every plan is a person with dreams, aspirations, and loved ones to protect. We care because we believe in the power of financial preparedness to transform lives. At PhilPlans, your financial security isn’t just a transaction, it’s a shared journey toward a brighter and more secure tomorrow.

  • Reliability: With over 35 years of experience and a proven track record of success, PhilPlans is the trusted choice for families looking to secure their future. As the only company in the Philippines offering a comprehensive range of pre-need plans including education, pension, and memorial plans, we are committed to providing our customers with the peace of mind they deserve.
  • Commitment: Every interaction with us is infused with sincerity and dedication. When you choose PhilPlans, you are choosing a partner who is genuinely committed to your well-being and peace of mind.
  • Compassionate service: Our compassionate service drives us to provide not just services but also genuine support, standing by your side through thick and thin.

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Comprehensive Plans

Memorial Fund

The PhilPlans Memorial Fund covers essential expenses associated with funeral arrangements, providing financial relief during a challenging time. Guaranteed 3% growth of the Initial Memorial Service Benefit (IMSB) until time of need. For instance, if your IMSB is Php 100,000, it grows by Php 3,000 annually after full payment. Gain access to a nationwide network of over 300 accredited mortuary partners across the Philippines. With the base package of PMF, we offer added features for you to avail, so you can be rest assured knowing your legacy is well cared for. • Living Cash Benefit (LCB): Celebrate life with a payout throughout plan milestones. Example: With Php 100,000 for LCB, you will receive a benefit of Php 6,250 yearly for 5 years (plan’s 16th – 20th year), plus Php 125,000 on the 21st year. • Immediate Cash Assistance (ICA): Receive funds that can be used for other wake expenses, interment, or other essential memorial costs. Example: Given an additional payment of P20,000, your beneficiary will receive an additional P40,000 when you pass away. Guaranteed 3% growth of the Initial Memorial Service Benefit (IMSB) until time of need. For instance, if your IMSB is Php 100,000, it grows by Php 3,000 annually after full payment. Gain access to a nationwide network of over 300 accredited mortuary partners across the Philippines.

Summa Education Plan

Empower your child’s future now with guaranteed cash benefits of Php 750,000 for a contract price of Php 500,000. Strengthen your child's future today with our Summa Education Plan. Through us, we can provide you with the tools your child needs for their future, such as: 1. Guaranteed Education Fund: Receive a total of Php 500,000 to cover education expenses. 2. Graduation Gift: A special Php 250,000 graduation gift, bringing the total benefits to Php 750,000 in guaranteed cash. 3. Available to purchase for children up to 10 years old: Anyone can purchase it for future needs, even if you don’t have children yet.

Futura Pension Plan

ecure your future with our guaranteed pension plan today. Imagine a future where you can fully relax and enjoy your retirement years with peace of mind. PhilPlans Futura makes this dream a reality. 1. Guaranteed Benefits: You will receive cash benefits annually from the plan’s 10th year until the 24th year. 2. Lump Sum Benefit: You will receive 100% of the contract price in the 25th year. 3. Sample Benefits: (Given a contract price of Php 1,000,000) Php. 50,000 yearly cash benefit from 10th –24th plan anniversary Php. 1,000,000 guaranteed cash at 25th anniversary